Coverage Essentials
Coverage B – Personal & Advertising Injury Under the Commercial General Liability Policy
This course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B – Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid.
Basic Course Information
- Explain how the CGL form sets out coverage A, B and C and review the difference between an occurrence and an offense
- Define the way the CGL lists Coverage B and how limits apply and review a brief history of the coverage under the CGL
- Describe the offenses covered under Coverage B, Personal and Advertising Injury
- Describe the exclusions under the CGL Coverage B, Personal and Advertising Injury
- Review the types of claims and damages typically sought in Coverage B claims
- Describe some Errors & Omissions (E&O) exposures that can arise when placing this coverage