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WHY BELONG TO THE BIG I ??
 
Big “I” Professional Liability:  As member of our state association, you have access to the Big “I” Professional Liability program, the most respected and comprehensive program in the business offering a variety of insurance agent’s E&O products that are hand-selected for their superior reputation and exceptional performance.  With comprehensive rates and a long-term market, the Big “I” Professional Liability program is properly positioned to meet your professional needs, protecting the future of your agency.  www.independentagent.com/eo
 
Big “I” Markets: Exclusively available to Big “I” members, IIABA’s online market access program features specialty/niche coverages, program business and hard-to-find markets.  Unlike similar programs, there are no registration fees, no volume commitments and competitive commissions. www.bigimarkets.com   
Big “I” Flood: Big “I” Advantage operates as a managing general agency and agents participate as sub-producers for the Big “I” Flood Program. Selective Insurance Company is our provider for this NFIP Write-Your-Own program and they make writing flood insurance easy and profitable leaving the method of quoting up to the agent.  www.independentagent.com/flood.     
 
Big “I” Retirement/Benefits: Having trouble deciding which retirement plan is right for you or your agency? Big "I" Retirement Services is here to help you choose which plan best meets your circumstances. They offer quality investments, state of the art administration and the support of your association as an advocate for your agency. Look to us also for Group Long Term Disability, Group Short Term Disability and Group Term Life Insurance.  www.independentagent.com/retirement.
 
RLI: RLI's Personal Umbrella Policy stands atop your client’s existing homeowner and auto insurance to provide an extra layer of personal liability protection. With RLI's PUP program, auto or home coverage can be maintained with any insurance company provided the mandatory minimum underlying coverage limits are met. RLI’s @Home Business policy, responds to the needs of over 100 eligible business classes on an ISO BOP form. Premiums starting at $150, competitive commissions, easy underwriting and a self-rating application should makes this product an easy sell. www.independentagent.com/rli
 
Business Resources:  Enjoy group discounts for a variety of services to assist in managing your agency.  Caliper (employee testing) DHL (express delivery) Mines Press (printing) Big “I” Store (logowear) Hertz (car rental) Artizan Internet Services (Service 911, CSR 24).  www.independentagent.com.  
 
InsurBanc:  InsurBanc is an independent community bank founded by agents exclusively for agents. You can rely on InsurBanc for custom products designed to underwrite your success, like acquisition and perpetuation financing and cash management services perfectly suited to the way you do business.  www.insurbanc.com
 
Publications
 
Independent Agent Magazine: As the official publication of the Independent Insurance Agents & Brokers of America, IA is uniquely positioned to bring readers news and analysis that they won’t find in other insurance publications. Our originally reported articles provide the most important angle: how insurance industry news and trends affect agents and brokers.
 
Insurance News and Views: Our weekly e-mail newsletter, Insurance News & Views, keeps you up to date on the news and industry trends that matter most to agents and brokers.
 
Two for Tuesday: A weekly electronic newsletter highlighting advantages of selected Big “I” Markets programs. 

Big “I” Advantage Newsletter: A quarterly printed newsletter containing articles on utilizing and marketing various Big “I” Advantage programs.
 
 
Big “I” Not-for Profit Programs
 
Virtual University www.independentagent.com/vu
 
Research Library: For those who seek a smarter way to research, the VU provides access to hundreds of insurance, business and technology articles written by volunteer faculty and other contributors. Technical insurance articles and white papers on issues affecting today’s marketplace, often include links to full sample ISO forms. Resources in the VU are limitless.
Ask an Expert Service: Sometimes you need answers to questions that can't be found in the research library.  To help with these "just in time" issues, we have assembled a faculty of leading experts from around the country. Big "I" Members can submit questions to our "Ask an Expert" service and a response is usually sent within 3-5 business days, but often sooner.
Online Courses: The VU offers a wide variety of online classes to enhance and expand insurance technical and business skills. Many designation programs are also available through the Virtual University.
 
Best Practices: The Best Practices program provides member agents with meaningful performance benchmarks and business strategies that can be adapted to improve the performance of your agency, thus enhancing agency value. 
 
Trusted Choice®: In a world full of millions of media messages each day, differentiating the services of independent agents and brokers to consumers is critical. Trusted Choice®, the national consumer branding program sponsored by the Big “I”, uniting more than 10,000 independent agency locations and 53 insurance companies.  Based on extensive consumer and industry research, Trusted Choice® highlights the value of the independent agent distribution channel: choice, customization and advocacy. www.trustedchoice.com     
 
Governmental Affairs: The Big “I” is your advocate on the issues that matter to your success, whether the issues occur in state legislatures, Washington D.C., your state insurance department, the NAIC, or the judicial system. Through common-sense, pragmatic legislative initiatives, we seek to protect your business while keeping the consumer in mind.
 
Agent Development
InVEST: Celebrating nearly 45 years of success, InVEST develops a diverse pool of insurance professionals and informed consumers by educating high school and community college students on careers in insurance, financial services, and risk management and encouraging them to pursue careers in the industry. InVEST is a non-profit 501(c)(3) educational trust funded solely through tax deductible contributions made by insurance companies, foundations, and other organizations dedicated to educating our nation’s youth and developing a feeder system of entry-level recruits for the insurance industry. www.investprogram.org.